EMI vs SIP for ₹900,000
25 Years @ 9%
Original Plan
25 Years @ 9%
EMI: ₹ 7,553
Extended Plan
30 Years (Reduced EMI)
EMI: ₹ 7,242
Monthly Savings
₹ 311
SIP Investment
@ 12% for 30 years
₹ 1,098,381
Extra Interest Paid
₹ 341,147
Final Outcome
₹ 757,234
Profit from SIP strategy
Analysis
For ₹900,000 loan at 9%, investing savings can generate ₹1,098,381.
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