EMI vs SIP for ₹600,000
26 Years @ 9%
Original Plan
26 Years @ 9%
EMI: ₹ 4,984
Extended Plan
31 Years (Reduced EMI)
EMI: ₹ 4,798
Monthly Savings
₹ 187
SIP Investment
@ 12% for 31 years
₹ 744,496
Extra Interest Paid
₹ 229,656
Final Outcome
₹ 514,841
Profit from SIP strategy
Analysis
For ₹600,000 loan at 9%, investing savings can generate ₹744,496.
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