EMI vs SIP for ₹3,600,000
24 Years @ 10%
Original Plan
24 Years @ 10%
EMI: ₹ 33,026
Extended Plan
29 Years (Reduced EMI)
EMI: ₹ 31,769
Monthly Savings
₹ 1,257
SIP Investment
@ 12% for 29 years
₹ 3,922,851
Extra Interest Paid
₹ 1,544,186
Final Outcome
₹ 2,378,664
Profit from SIP strategy
Analysis
For ₹3,600,000 loan at 10%, investing savings can generate ₹3,922,851.
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