EMI vs SIP for ₹3,600,000
12 Years @ 10%
Original Plan
12 Years @ 10%
EMI: ₹ 43,023
Extended Plan
17 Years (Reduced EMI)
EMI: ₹ 36,764
Monthly Savings
₹ 6,259
SIP Investment
@ 12% for 17 years
₹ 4,180,677
Extra Interest Paid
₹ 1,304,484
Final Outcome
₹ 2,876,194
Profit from SIP strategy
Analysis
For ₹3,600,000 loan at 10%, investing savings can generate ₹4,180,677.
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