EMI vs SIP for ₹6,600,000
12 Years @ 8%
Original Plan
12 Years @ 8%
EMI: ₹ 71,442
Extended Plan
17 Years (Reduced EMI)
EMI: ₹ 59,285
Monthly Savings
₹ 12,157
SIP Investment
@ 12% for 17 years
₹ 8,119,859
Extra Interest Paid
₹ 1,806,501
Final Outcome
₹ 6,313,359
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 8%, investing savings can generate ₹8,119,859.
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