EMI vs SIP for ₹6,600,000
30 Years @ 12%
Original Plan
30 Years @ 12%
EMI: ₹ 67,888
Extended Plan
35 Years (Reduced EMI)
EMI: ₹ 67,026
Monthly Savings
₹ 862
SIP Investment
@ 12% for 35 years
₹ 5,599,870
Extra Interest Paid
₹ 3,711,205
Final Outcome
₹ 1,888,665
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 12%, investing savings can generate ₹5,599,870.
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