EMI vs SIP for ₹9,900,000
15 Years @ 7%
Original Plan
15 Years @ 7%
EMI: ₹ 88,984
Extended Plan
20 Years (Reduced EMI)
EMI: ₹ 76,755
Monthly Savings
₹ 12,229
SIP Investment
@ 12% for 20 years
₹ 12,218,984
Extra Interest Paid
₹ 2,403,983
Final Outcome
₹ 9,815,001
Profit from SIP strategy
Analysis
For ₹9,900,000 loan at 7%, investing savings can generate ₹12,218,984.
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