EMI vs SIP for ₹900,000
17 Years @ 12%
Original Plan
17 Years @ 12%
EMI: ₹ 10,361
Extended Plan
22 Years (Reduced EMI)
EMI: ₹ 9,701
Monthly Savings
₹ 659
SIP Investment
@ 12% for 22 years
₹ 854,636
Extra Interest Paid
₹ 447,550
Final Outcome
₹ 407,086
Profit from SIP strategy
Analysis
For ₹900,000 loan at 12%, investing savings can generate ₹854,636.
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