EMI vs SIP for ₹8,900,000
13 Years @ 7%
Original Plan
13 Years @ 7%
EMI: ₹ 87,049
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 72,580
Monthly Savings
₹ 14,469
SIP Investment
@ 12% for 18 years
₹ 11,075,068
Extra Interest Paid
₹ 2,097,632
Final Outcome
₹ 8,977,435
Profit from SIP strategy
Analysis
For ₹8,900,000 loan at 7%, investing savings can generate ₹11,075,068.
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