EMI vs SIP for ₹1,000,000
24 Years @ 9%
Original Plan
24 Years @ 9%
EMI: ₹ 8,487
Extended Plan
29 Years (Reduced EMI)
EMI: ₹ 8,102
Monthly Savings
₹ 385
SIP Investment
@ 12% for 29 years
₹ 1,201,892
Extra Interest Paid
₹ 375,195
Final Outcome
₹ 826,697
Profit from SIP strategy
Analysis
For ₹1,000,000 loan at 9%, investing savings can generate ₹1,201,892.
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