EMI vs SIP for ₹7,300,000
10 Years @ 7%
Original Plan
10 Years @ 7%
EMI: ₹ 84,759
Extended Plan
15 Years (Reduced EMI)
EMI: ₹ 65,614
Monthly Savings
₹ 19,145
SIP Investment
@ 12% for 15 years
₹ 9,659,969
Extra Interest Paid
₹ 1,639,501
Final Outcome
₹ 8,020,469
Profit from SIP strategy
Analysis
For ₹7,300,000 loan at 7%, investing savings can generate ₹9,659,969.
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