EMI vs SIP for ₹900,000
19 Years @ 7%
Original Plan
19 Years @ 7%
EMI: ₹ 7,148
Extended Plan
24 Years (Reduced EMI)
EMI: ₹ 6,460
Monthly Savings
₹ 688
SIP Investment
@ 12% for 24 years
₹ 1,150,633
Extra Interest Paid
₹ 230,750
Final Outcome
₹ 919,883
Profit from SIP strategy
Analysis
For ₹900,000 loan at 7%, investing savings can generate ₹1,150,633.
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