EMI vs SIP for ₹6,700,000
26 Years @ 12%
Original Plan
26 Years @ 12%
EMI: ₹ 70,146
Extended Plan
31 Years (Reduced EMI)
EMI: ₹ 68,696
Monthly Savings
₹ 1,450
SIP Investment
@ 12% for 31 years
₹ 5,786,073
Extra Interest Paid
₹ 3,669,350
Final Outcome
₹ 2,116,723
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 12%, investing savings can generate ₹5,786,073.
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