EMI vs SIP for ₹900,000
28 Years @ 8%
Original Plan
28 Years @ 8%
EMI: ₹ 6,721
Extended Plan
33 Years (Reduced EMI)
EMI: ₹ 6,465
Monthly Savings
₹ 255
SIP Investment
@ 12% for 33 years
₹ 1,300,934
Extra Interest Paid
₹ 302,117
Final Outcome
₹ 998,817
Profit from SIP strategy
Analysis
For ₹900,000 loan at 8%, investing savings can generate ₹1,300,934.
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