EMI vs SIP for ₹6,600,000
24 Years @ 8%
Original Plan
24 Years @ 8%
EMI: ₹ 51,616
Extended Plan
29 Years (Reduced EMI)
EMI: ₹ 48,836
Monthly Savings
₹ 2,779
SIP Investment
@ 12% for 29 years
₹ 8,674,421
Extra Interest Paid
₹ 2,129,791
Final Outcome
₹ 6,544,630
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 8%, investing savings can generate ₹8,674,421.
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