EMI vs SIP for ₹1,700,000

27 Years @ 12%

Original Plan

27 Years @ 12%

EMI: ₹ 17,705

Extended Plan

32 Years (Reduced EMI)

EMI: ₹ 17,381

Monthly Savings

₹ 324

SIP Investment

@ 12% for 32 years

₹ 1,460,391

Extra Interest Paid

₹ 937,915

Final Outcome

₹ 522,476

Profit from SIP strategy

Analysis

For ₹1,700,000 loan at 12%, investing savings can generate ₹1,460,391.

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