EMI vs SIP for ₹6,600,000
18 Years @ 10%
Original Plan
18 Years @ 10%
EMI: ₹ 65,990
Extended Plan
23 Years (Reduced EMI)
EMI: ₹ 61,194
Monthly Savings
₹ 4,796
SIP Investment
@ 12% for 23 years
₹ 7,064,333
Extra Interest Paid
₹ 2,635,769
Final Outcome
₹ 4,428,563
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 10%, investing savings can generate ₹7,064,333.
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