EMI vs SIP for ₹6,600,000
12 Years @ 11%
Original Plan
12 Years @ 11%
EMI: ₹ 82,735
Extended Plan
17 Years (Reduced EMI)
EMI: ₹ 71,635
Monthly Savings
₹ 11,100
SIP Investment
@ 12% for 17 years
₹ 7,413,603
Extra Interest Paid
₹ 2,699,776
Final Outcome
₹ 4,713,828
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 11%, investing savings can generate ₹7,413,603.
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