EMI vs SIP for ₹900,000
21 Years @ 9%
Original Plan
21 Years @ 9%
EMI: ₹ 7,961
Extended Plan
26 Years (Reduced EMI)
EMI: ₹ 7,477
Monthly Savings
₹ 485
SIP Investment
@ 12% for 26 years
₹ 1,042,684
Extra Interest Paid
₹ 326,442
Final Outcome
₹ 716,243
Profit from SIP strategy
Analysis
For ₹900,000 loan at 9%, investing savings can generate ₹1,042,684.
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