EMI vs SIP for ₹6,300,000
8 Years @ 7%
Original Plan
8 Years @ 7%
EMI: ₹ 85,892
Extended Plan
13 Years (Reduced EMI)
EMI: ₹ 61,619
Monthly Savings
₹ 24,274
SIP Investment
@ 12% for 13 years
₹ 9,125,257
Extra Interest Paid
₹ 1,366,841
Final Outcome
₹ 7,758,417
Profit from SIP strategy
Analysis
For ₹6,300,000 loan at 7%, investing savings can generate ₹9,125,257.
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