EMI vs SIP for ₹6,700,000
13 Years @ 7%
Original Plan
13 Years @ 7%
EMI: ₹ 65,531
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 54,639
Monthly Savings
₹ 10,892
SIP Investment
@ 12% for 18 years
₹ 8,337,411
Extra Interest Paid
₹ 1,579,116
Final Outcome
₹ 6,758,294
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 7%, investing savings can generate ₹8,337,411.
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