EMI vs SIP for ₹6,000,000
9 Years @ 9%
Original Plan
9 Years @ 9%
EMI: ₹ 81,257
Extended Plan
14 Years (Reduced EMI)
EMI: ₹ 62,936
Monthly Savings
₹ 18,321
SIP Investment
@ 12% for 14 years
₹ 7,995,701
Extra Interest Paid
₹ 1,797,485
Final Outcome
₹ 6,198,216
Profit from SIP strategy
Analysis
For ₹6,000,000 loan at 9%, investing savings can generate ₹7,995,701.
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