EMI vs SIP for ₹6,700,000
28 Years @ 12%
Original Plan
28 Years @ 12%
EMI: ₹ 69,453
Extended Plan
33 Years (Reduced EMI)
EMI: ₹ 68,328
Monthly Savings
₹ 1,125
SIP Investment
@ 12% for 33 years
₹ 5,728,931
Extra Interest Paid
₹ 3,721,825
Final Outcome
₹ 2,007,106
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 12%, investing savings can generate ₹5,728,931.
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