EMI vs SIP for ₹4,300,000
13 Years @ 8%
Original Plan
13 Years @ 8%
EMI: ₹ 44,422
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 37,623
Monthly Savings
₹ 6,799
SIP Investment
@ 12% for 18 years
₹ 5,204,056
Extra Interest Paid
₹ 1,196,793
Final Outcome
₹ 4,007,263
Profit from SIP strategy
Analysis
For ₹4,300,000 loan at 8%, investing savings can generate ₹5,204,056.
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