EMI vs SIP for ₹6,000,000
13 Years @ 12%
Original Plan
13 Years @ 12%
EMI: ₹ 76,120
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 67,917
Monthly Savings
₹ 8,203
SIP Investment
@ 12% for 18 years
₹ 6,278,860
Extra Interest Paid
₹ 2,795,361
Final Outcome
₹ 3,483,499
Profit from SIP strategy
Analysis
For ₹6,000,000 loan at 12%, investing savings can generate ₹6,278,860.
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