EMI vs SIP for ₹2,600,000
23 Years @ 10%
Original Plan
23 Years @ 10%
EMI: ₹ 24,107
Extended Plan
28 Years (Reduced EMI)
EMI: ₹ 23,087
Monthly Savings
₹ 1,020
SIP Investment
@ 12% for 28 years
₹ 2,813,075
Extra Interest Paid
₹ 1,103,766
Final Outcome
₹ 1,709,308
Profit from SIP strategy
Analysis
For ₹2,600,000 loan at 10%, investing savings can generate ₹2,813,075.
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