EMI vs SIP for ₹1,500,000
12 Years @ 9%
Original Plan
12 Years @ 9%
EMI: ₹ 17,070
Extended Plan
17 Years (Reduced EMI)
EMI: ₹ 14,382
Monthly Savings
₹ 2,688
SIP Investment
@ 12% for 17 years
₹ 1,795,640
Extra Interest Paid
₹ 475,794
Final Outcome
₹ 1,319,846
Profit from SIP strategy
Analysis
For ₹1,500,000 loan at 9%, investing savings can generate ₹1,795,640.
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