EMI vs SIP for ₹2,600,000
16 Years @ 10%
Original Plan
16 Years @ 10%
EMI: ₹ 27,193
Extended Plan
21 Years (Reduced EMI)
EMI: ₹ 24,720
Monthly Savings
₹ 2,473
SIP Investment
@ 12% for 21 years
₹ 2,816,135
Extra Interest Paid
₹ 1,008,368
Final Outcome
₹ 1,807,767
Profit from SIP strategy
Analysis
For ₹2,600,000 loan at 10%, investing savings can generate ₹2,816,135.
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