EMI vs SIP for ₹1,500,000
21 Years @ 9%
Original Plan
21 Years @ 9%
EMI: ₹ 13,269
Extended Plan
26 Years (Reduced EMI)
EMI: ₹ 12,461
Monthly Savings
₹ 808
SIP Investment
@ 12% for 26 years
₹ 1,737,807
Extra Interest Paid
₹ 544,069
Final Outcome
₹ 1,193,738
Profit from SIP strategy
Analysis
For ₹1,500,000 loan at 9%, investing savings can generate ₹1,737,807.
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