EMI vs SIP for ₹1,800,000
7 Years @ 8%
Original Plan
7 Years @ 8%
EMI: ₹ 28,055
Extended Plan
12 Years (Reduced EMI)
EMI: ₹ 19,484
Monthly Savings
₹ 8,571
SIP Investment
@ 12% for 12 years
₹ 2,762,036
Extra Interest Paid
₹ 449,081
Final Outcome
₹ 2,312,955
Profit from SIP strategy
Analysis
For ₹1,800,000 loan at 8%, investing savings can generate ₹2,762,036.
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