EMI vs SIP for ₹4,300,000
29 Years @ 7%
Original Plan
29 Years @ 7%
EMI: ₹ 28,902
Extended Plan
34 Years (Reduced EMI)
EMI: ₹ 27,661
Monthly Savings
₹ 1,240
SIP Investment
@ 12% for 34 years
₹ 7,136,070
Extra Interest Paid
₹ 1,227,996
Final Outcome
₹ 5,908,074
Profit from SIP strategy
Analysis
For ₹4,300,000 loan at 7%, investing savings can generate ₹7,136,070.
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