EMI vs SIP for ₹1,800,000
22 Years @ 9%
Original Plan
22 Years @ 9%
EMI: ₹ 15,681
Extended Plan
27 Years (Reduced EMI)
EMI: ₹ 14,816
Monthly Savings
₹ 865
SIP Investment
@ 12% for 27 years
₹ 2,107,486
Extra Interest Paid
₹ 660,647
Final Outcome
₹ 1,446,839
Profit from SIP strategy
Analysis
For ₹1,800,000 loan at 9%, investing savings can generate ₹2,107,486.
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