EMI vs SIP for ₹6,600,000
30 Years @ 10%
Original Plan
30 Years @ 10%
EMI: ₹ 57,920
Extended Plan
35 Years (Reduced EMI)
EMI: ₹ 56,738
Monthly Savings
₹ 1,181
SIP Investment
@ 12% for 35 years
₹ 7,673,144
Extra Interest Paid
₹ 2,979,019
Final Outcome
₹ 4,694,125
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 10%, investing savings can generate ₹7,673,144.
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