EMI vs SIP for ₹9,900,000
8 Years @ 12%
Original Plan
8 Years @ 12%
EMI: ₹ 160,903
Extended Plan
13 Years (Reduced EMI)
EMI: ₹ 125,598
Monthly Savings
₹ 35,305
SIP Investment
@ 12% for 13 years
₹ 13,272,315
Extra Interest Paid
₹ 4,146,581
Final Outcome
₹ 9,125,734
Profit from SIP strategy
Analysis
For ₹9,900,000 loan at 12%, investing savings can generate ₹13,272,315.
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