EMI vs SIP for ₹9,900,000
6 Years @ 8%
Original Plan
6 Years @ 8%
EMI: ₹ 173,579
Extended Plan
11 Years (Reduced EMI)
EMI: ₹ 113,013
Monthly Savings
₹ 60,566
SIP Investment
@ 12% for 11 years
₹ 16,632,364
Extra Interest Paid
₹ 2,420,012
Final Outcome
₹ 14,212,352
Profit from SIP strategy
Analysis
For ₹9,900,000 loan at 8%, investing savings can generate ₹16,632,364.
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