EMI vs SIP for ₹9,300,000

12 Years @ 8%

Original Plan

12 Years @ 8%

EMI: ₹ 100,668

Extended Plan

17 Years (Reduced EMI)

EMI: ₹ 83,538

Monthly Savings

₹ 17,130

SIP Investment

@ 12% for 17 years

₹ 11,441,620

Extra Interest Paid

₹ 2,545,524

Final Outcome

₹ 8,896,096

Profit from SIP strategy

Analysis

For ₹9,300,000 loan at 8%, investing savings can generate ₹11,441,620.

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