EMI vs SIP for ₹900,000
9 Years @ 9%
Original Plan
9 Years @ 9%
EMI: ₹ 12,189
Extended Plan
14 Years (Reduced EMI)
EMI: ₹ 9,440
Monthly Savings
₹ 2,748
SIP Investment
@ 12% for 14 years
₹ 1,199,355
Extra Interest Paid
₹ 269,623
Final Outcome
₹ 929,732
Profit from SIP strategy
Analysis
For ₹900,000 loan at 9%, investing savings can generate ₹1,199,355.
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