EMI vs SIP for ₹900,000
25 Years @ 10%
Original Plan
25 Years @ 10%
EMI: ₹ 8,178
Extended Plan
30 Years (Reduced EMI)
EMI: ₹ 7,898
Monthly Savings
₹ 280
SIP Investment
@ 12% for 30 years
₹ 988,950
Extra Interest Paid
₹ 389,840
Final Outcome
₹ 599,110
Profit from SIP strategy
Analysis
For ₹900,000 loan at 10%, investing savings can generate ₹988,950.
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