EMI vs SIP for ₹900,000
24 Years @ 9%
Original Plan
24 Years @ 9%
EMI: ₹ 7,638
Extended Plan
29 Years (Reduced EMI)
EMI: ₹ 7,291
Monthly Savings
₹ 347
SIP Investment
@ 12% for 29 years
₹ 1,081,703
Extra Interest Paid
₹ 337,676
Final Outcome
₹ 744,027
Profit from SIP strategy
Analysis
For ₹900,000 loan at 9%, investing savings can generate ₹1,081,703.
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