EMI vs SIP for ₹900,000
24 Years @ 11%
Original Plan
24 Years @ 11%
EMI: ₹ 8,892
Extended Plan
29 Years (Reduced EMI)
EMI: ₹ 8,610
Monthly Savings
₹ 283
SIP Investment
@ 12% for 29 years
₹ 881,985
Extra Interest Paid
₹ 435,199
Final Outcome
₹ 446,787
Profit from SIP strategy
Analysis
For ₹900,000 loan at 11%, investing savings can generate ₹881,985.
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