EMI vs SIP for ₹900,000
22 Years @ 9%
Original Plan
22 Years @ 9%
EMI: ₹ 7,841
Extended Plan
27 Years (Reduced EMI)
EMI: ₹ 7,408
Monthly Savings
₹ 432
SIP Investment
@ 12% for 27 years
₹ 1,053,743
Extra Interest Paid
₹ 330,323
Final Outcome
₹ 723,419
Profit from SIP strategy
Analysis
For ₹900,000 loan at 9%, investing savings can generate ₹1,053,743.
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