EMI vs SIP for ₹900,000
21 Years @ 12%
Original Plan
21 Years @ 12%
EMI: ₹ 9,798
Extended Plan
26 Years (Reduced EMI)
EMI: ₹ 9,423
Monthly Savings
₹ 376
SIP Investment
@ 12% for 26 years
₹ 808,226
Extra Interest Paid
₹ 470,672
Final Outcome
₹ 337,554
Profit from SIP strategy
Analysis
For ₹900,000 loan at 12%, investing savings can generate ₹808,226.
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