EMI vs SIP for ₹900,000
21 Years @ 10%
Original Plan
21 Years @ 10%
EMI: ₹ 8,557
Extended Plan
26 Years (Reduced EMI)
EMI: ₹ 8,109
Monthly Savings
₹ 448
SIP Investment
@ 12% for 26 years
₹ 964,187
Extra Interest Paid
₹ 373,574
Final Outcome
₹ 590,613
Profit from SIP strategy
Analysis
For ₹900,000 loan at 10%, investing savings can generate ₹964,187.
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