EMI vs SIP for ₹900,000
19 Years @ 12%
Original Plan
19 Years @ 12%
EMI: ₹ 10,038
Extended Plan
24 Years (Reduced EMI)
EMI: ₹ 9,543
Monthly Savings
₹ 495
SIP Investment
@ 12% for 24 years
₹ 828,037
Extra Interest Paid
₹ 459,738
Final Outcome
₹ 368,299
Profit from SIP strategy
Analysis
For ₹900,000 loan at 12%, investing savings can generate ₹828,037.
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