EMI vs SIP for ₹900,000
17 Years @ 11%
Original Plan
17 Years @ 11%
EMI: ₹ 9,768
Extended Plan
22 Years (Reduced EMI)
EMI: ₹ 9,065
Monthly Savings
₹ 703
SIP Investment
@ 12% for 22 years
₹ 911,552
Extra Interest Paid
₹ 400,404
Final Outcome
₹ 511,148
Profit from SIP strategy
Analysis
For ₹900,000 loan at 11%, investing savings can generate ₹911,552.
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