EMI vs SIP for ₹900,000
13 Years @ 10%
Original Plan
13 Years @ 10%
EMI: ₹ 10,331
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 8,999
Monthly Savings
₹ 1,332
SIP Investment
@ 12% for 18 years
₹ 1,019,595
Extra Interest Paid
₹ 332,117
Final Outcome
₹ 687,478
Profit from SIP strategy
Analysis
For ₹900,000 loan at 10%, investing savings can generate ₹1,019,595.
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