EMI vs SIP for ₹8,900,000
8 Years @ 12%
Original Plan
8 Years @ 12%
EMI: ₹ 144,650
Extended Plan
13 Years (Reduced EMI)
EMI: ₹ 112,911
Monthly Savings
₹ 31,739
SIP Investment
@ 12% for 13 years
₹ 11,931,677
Extra Interest Paid
₹ 3,727,734
Final Outcome
₹ 8,203,943
Profit from SIP strategy
Analysis
For ₹8,900,000 loan at 12%, investing savings can generate ₹11,931,677.
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