EMI vs SIP for ₹8,900,000
7 Years @ 7%
Original Plan
7 Years @ 7%
EMI: ₹ 134,325
Extended Plan
12 Years (Reduced EMI)
EMI: ₹ 91,526
Monthly Savings
₹ 42,799
SIP Investment
@ 12% for 12 years
₹ 13,792,050
Extra Interest Paid
₹ 1,896,445
Final Outcome
₹ 11,895,605
Profit from SIP strategy
Analysis
For ₹8,900,000 loan at 7%, investing savings can generate ₹13,792,050.
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