EMI vs SIP for ₹8,900,000
30 Years @ 12%
Original Plan
30 Years @ 12%
EMI: ₹ 91,547
Extended Plan
35 Years (Reduced EMI)
EMI: ₹ 90,384
Monthly Savings
₹ 1,163
SIP Investment
@ 12% for 35 years
₹ 7,551,340
Extra Interest Paid
₹ 5,004,503
Final Outcome
₹ 2,546,837
Profit from SIP strategy
Analysis
For ₹8,900,000 loan at 12%, investing savings can generate ₹7,551,340.
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