EMI vs SIP for ₹8,800,000
7 Years @ 9%
Original Plan
7 Years @ 9%
EMI: ₹ 141,584
Extended Plan
12 Years (Reduced EMI)
EMI: ₹ 100,147
Monthly Savings
₹ 41,437
SIP Investment
@ 12% for 12 years
₹ 13,353,224
Extra Interest Paid
₹ 2,528,078
Final Outcome
₹ 10,825,145
Profit from SIP strategy
Analysis
For ₹8,800,000 loan at 9%, investing savings can generate ₹13,353,224.
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